{"id":13629,"date":"2022-03-15T20:44:20","date_gmt":"2022-03-15T19:44:20","guid":{"rendered":"https:\/\/monmutualis.com\/?page_id=13629"},"modified":"2022-03-16T02:04:44","modified_gmt":"2022-03-16T01:04:44","slug":"fonds-de-garantie-dauto-assurance-automobile-fgaa","status":"publish","type":"page","link":"https:\/\/monmutualis.com\/index.php\/fonds-de-garantie-dauto-assurance-automobile-fgaa\/","title":{"rendered":"\u00ab FGAA \u00bb"},"content":{"rendered":"

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FGAA<\/h2>\n
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\r\n\t\tTout comprendre sur les FONDS DE GARANTIE D\u2019AUTO-ASSURANCE AUTOMOBILE \u00ab FGAA \u00bb\r\n\t<\/p><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb5\/12″]\r\n\t

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\r\n\t\tTOUT SAVOIR SUR NOS SERVICES.\r\n\t<\/h3><\/div>[vc_column_text]<\/p>\n

Qu’ est ce qu’un Fonds de garantie d’auto-assurance automobile \u00ab\u00a0FGAA\u00a0\u00bb <\/span>?<\/h2>\n

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Le fonds de garantie d\u2019auto-assurance automobile (Ci-apr\u00e8s \u00ab\u00a0FGAA\u00a0\u00bb) est un produit de gestion du risque de Mutualis destin\u00e9 \u00e0 r\u00e9guler les occurrences de dommages relatif au d\u00e9faut d\u2019indemnisation des auteurs des pr\u00e9judices de l\u2019assur\u00e9.<\/p>\n

Le FGAA met \u00e0 la disposition de l\u2019assureur une ressource destin\u00e9e \u00e0 indemniser l\u2019assur\u00e9 en cas de d\u00e9faut d\u2019assurance de l\u2019auteur du dommage, d\u00e9lit de fuite ou d\u2019insuffisance de couverture d\u2019assurance.<\/p>\n<\/div>\n

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\r\n\t\tComment fonctionne-t-il ?\r\n\t<\/h2>

\r\n\t\tLe fonds de garantie d\u2019auto-assurance automobile (Ci-apr\u00e8s \u00ab FGAA \u00bb) s\u2019applique soit par inclusion dans les polices d\u2019assurance de responsabilit\u00e9 civile automobile soit par adh\u00e9sion. Dans sa logique d\u2019inclusion, le FGAA est directement ins\u00e9r\u00e9 dans les polices d\u2019assurances des assur\u00e9s tandis que dans sa logique d\u2019adh\u00e9sion le FGAA est propos\u00e9 aux assur\u00e9s moyennant une surprime. L\u2019assureur demeure libre d\u2019adapter l\u2019offre en fonction de sa politique de souscription.\r\n\t<\/p><\/div>[\/vc_column_inner][\/vc_row_inner]\r\n\t

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\r\n\t\tL\u2019int\u00e9r\u00eat du fonds de garantie d\u2019auto-assurance automobile ?\r\n\t<\/h2>

\r\n\t\tLe fonds de garantie d\u2019auto-assurance automobile (Ci-apr\u00e8s \u00ab FGAA \u00bb) permet \u00e0 l\u2019assureur de lutter contre la vuln\u00e9rabilit\u00e9 de l\u2019assur\u00e9 face \u00e0 l\u2019incurie de l\u2019auteur du dommage. Mais, aussi, le FGAA permet \u00e9galement \u00e0 l\u2019assureur de recouvrer des sommes d\u00e9pens\u00e9es lors de l\u2019indemnisation de ses assur\u00e9s aupr\u00e8s d\u2019un organisme de gestion du risque comp\u00e9tent et de ne plus subir les contre-coups d\u2019un responsable d\u00e9faillant ou inconnu.\r\n\t<\/p><\/div>[\/vc_column_inner][\/vc_row_inner]\r\n\t

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[vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1645792207324{background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column][\/vc_column][\/vc_row][vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb parallax_image=\u00a0\u00bb13630″ full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1647380949671{background-image: url(https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/image-of-auto-accident-involving-two-cars.jpg?id=13630) !important;background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column][vc_row_inner][vc_column_inner width=\u00a0\u00bb7\/12″][vc_column_text] FGAA [\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb5\/12″][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] Qu’ est ce qu’un Fonds de garantie d’auto-assurance automobile \u00ab\u00a0FGAA\u00a0\u00bb ? [\/vc_column_text][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/2″][vc_column_text] Le fonds de garantie d\u2019auto-assurance automobile (Ci-apr\u00e8s \u00ab\u00a0FGAA\u00a0\u00bb) est un produit de gestion<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-13629","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/comments?post=13629"}],"version-history":[{"count":9,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13629\/revisions"}],"predecessor-version":[{"id":13705,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13629\/revisions\/13705"}],"wp:attachment":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/media?parent=13629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}