{"id":13587,"date":"2022-03-13T06:38:58","date_gmt":"2022-03-13T05:38:58","guid":{"rendered":"https:\/\/monmutualis.com\/?page_id=13587"},"modified":"2023-12-27T05:02:23","modified_gmt":"2023-12-27T04:02:23","slug":"les-fonds-d-assurance","status":"publish","type":"page","link":"https:\/\/monmutualis.com\/index.php\/les-fonds-d-assurance\/","title":{"rendered":"Les Fonds d\u2019assurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1645792207324{background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"135\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[\/vc_column][\/vc_row][vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb parallax_image=\u00a0\u00bb13588&Prime; full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1647380830445{background-image: url(https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/group-of-afro-americans-working-together.jpg?id=13588) !important;background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"135\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[vc_row_inner][vc_column_inner width=\u00a0\u00bb7\/12&Prime;][vc_column_text]<\/p>\n<h2 class=\"text-white\" style=\"max-width: 600px; font-weight: 600; margin-bottom: 20px;\">Fonds d&rsquo;assurance (FARCO)<\/h2>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 101px; top: -15px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p>[\/vc_column_text]<div class=\"prelude-headings clearfix \"  style=\"\"><p class=\"sub-heading clearfix\" style=\"font-style:normal;color:#ffffff;font-size:16px;line-height:26px;\">\r\n\t\tTout comprendre sur les Fonds d\u2019assurances.\r\n\t<\/p><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb5\/12&Prime;]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"90\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[\/vc_column_inner][\/vc_row_inner]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"140\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"97\" data-mobi=\"60\" data-smobi=\"60\"><\/div><div class=\"prelude-headings clearfix \" data-font=14 style=\"\"><h3 class=\"heading clearfix  accent\" style=\"font-weight:500;letter-spacing:0.25px;margin-bottom:15px;font-size:14px;\">\r\n\t\tTOUT SAVOIR SUR NOS SERCVICES.\r\n\t<\/h3><\/div>[vc_column_text]<\/p>\n<h2 style=\"max-width: 700px; font-weight: 600; margin-bottom: 0;\">Qu&rsquo; est ce qu&rsquo;un fonds d&rsquo;assurance<strong>\u00a0?<\/strong><\/h2>\n<div id=\"gtx-trans\" style=\"position: absolute; left: 174px; top: -15px;\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n<p>[\/vc_column_text]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"80\" data-mobi=\"50\" data-smobi=\"50\"><\/div>[vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;][vc_column_text]<\/p>\n<div style=\"color: #5e5d6c; font-size: 18px; line-height: 27px; font-weight: 600; margin-bottom: 27px;\">\n<p>Le fonds d\u2019assurance de responsabilit\u00e9 civile obligatoire (ci-apr\u00e8s \u00ab\u00a0FARCO\u00a0\u00bb) est une garantie facultative consistant \u00e0 octroyer \u00e0 l\u2019assur\u00e9 de responsabilit\u00e9 civile automobile un montant forfaire souscrit par lui pour l\u2019indemnisation de son pr\u00e9judice mat\u00e9riel automobile en cas de sinistre responsable. Cette garantie accorde une sorte de garantie dommage pour les sinistres caus\u00e9s sur des v\u00e9hicules de plus de 5 ans assur\u00e9s aupr\u00e8s de Sanlam.<\/p>\n<p>Rendez-vous sur <a href=\"https:\/\/ga.sanlam.com\" target=\"_blank\" rel=\"noopener\">Sanlam GABON<\/a><\/p>\n<\/div>\n<p>[\/vc_column_text]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"80\" data-mobi=\"50\" data-smobi=\"50\"><\/div>\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"0\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]\r\n\t<div class=\"prelude-parallax-box\"><div class=\"parallax-wrap\"><div class=\"prelude-parallax-item has-width\" style=\"left:4%;margin-top:2%;width:65%;border-radius:7px;box-shadow: 0px 10px 90px 0px rgba(110,123,131,0.2);\" data-parallax='{\"y\" : -80, \"smoothness\" : 20}' data-top=\"2%\"><img decoding=\"async\" class=\"parallax-image\" src=\"https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/group-of-afro-americans-working-together.jpg\" alt=\"image\"><\/div><div class=\"prelude-parallax-item has-width\" style=\"left:41%;margin-top:15%;width:59%;border-radius:7px;box-shadow: 0px 10px 90px 0px rgba(110,123,131,0.2);\" data-parallax='{\"y\" : -40, \"smoothness\" : 40}' data-top=\"15%\"><img decoding=\"async\" class=\"parallax-image\" src=\"https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/smiling-young-african-businesswoman-standing-in-city-road-holding-clipboard-looking-away-scaled.jpg\" alt=\"image\"><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"94\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1645705654954{background-color: #af1731 !important;}\u00a0\u00bb][vc_column]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"100\" data-mobi=\"60\" data-smobi=\"60\"><\/div>[vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div class=\"prelude-content-box clearfix \" data-padding=\"\" data-mobipadding=\"\" data-margin=\"0px 35px 0px 0px\" data-mobimargin=\"0px 0px 0px 0px\" >\r\n\t\t<div class=\"inner ctb-589750532\" style=\"\"  data-background=\"\">\r\n\t\t\t<div class=\"prelude-simple-image  img-stretch  stretch ctb-1911334100\" data-reveal=\"true\" data-reveal-options='{\"direction\":\"rl\",\"bgcolor\":\"#dddddd\"}'  data-stretch-left=-6.5vw>\r\n\t\t\t\t<figure style=\"border-radius:20px;overflow:hidden; box-shadow: 0px 10px 90px 0px rgba(110,123,131,0.1)\"><img decoding=\"async\" alt=\"image\" src=\"https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/voiture.jpg\" \/> <\/figure>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"0\" data-mobi=\"40\" data-smobi=\"40\"><\/div>[\/vc_column_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;]<div class=\"prelude-headings clearfix \" data-font=42 data-mfont=40 style=\"\"><h2 class=\"heading clearfix \" style=\"font-weight:600;color:#ffffff;max-width:430px;margin-bottom:32px;font-size:42px;\">\r\n\t\tLes domaines des fonds d\u2019assurance ?\r\n\t<\/h2><p class=\"sub-heading clearfix\" style=\"font-style:normal;font-weight:600;color:#ffffff;font-size:18px;line-height:27px;\">\r\n\t\tLes Fonds d\u2019assurance, \u00e0 la diff\u00e9rence des fonds d\u2019auto-assurance, ne concernent pas les franchises d\u2019assurance. Ils consistent principalement \u00e0 offrir aux assur\u00e9s des sommes forfaitaires destin\u00e9es \u00e0 renforcer leurs garanties initiales. Dans le domaine des assurances dommages automobile par exemple, ils permettent \u00e0 l\u2019assur\u00e9 de b\u00e9n\u00e9ficier d\u2019une somme forfaitaire destin\u00e9e \u00e0 l\u2019indemnisation mat\u00e9rielle de son v\u00e9hicule lorsque celui-ci est couvert en responsabilit\u00e9 civile simple. Les montants garantis sont alors librement d\u00e9termin\u00e9s par l\u2019assur\u00e9 lors de la souscription de son contrat.<br \/>\nMais, l\u2019on retrouve aussi les fonds d\u2019assurance dans divers domaines relatifs \u00e0 la gestion du risque tant de l\u2019assur\u00e9 que de l\u2019assur\u00e9. Nous avons notamment les fonds de caution pour primes impay\u00e9es (FCPI).\r\n\t<\/p><\/div>[\/vc_column_inner][\/vc_row_inner]\r\n\t<div class=\"prelude-spacer clearfix\" data-desktop=\"100\" data-mobi=\"60\" data-smobi=\"60\"><\/div><div class=\"prelude-align-box text-center\"><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1645792207324{background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column][\/vc_column][\/vc_row][vc_row parallax=\u00a0\u00bbcontent-moving\u00a0\u00bb parallax_image=\u00a0\u00bb13588&Prime; full_width=\u00a0\u00bbstretch_row\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1647380830445{background-image: url(https:\/\/monmutualis.com\/wp-content\/uploads\/2022\/03\/group-of-afro-americans-working-together.jpg?id=13588) !important;background-position: center;background-repeat: no-repeat !important;background-size: cover !important;}\u00a0\u00bb][vc_column][vc_row_inner][vc_column_inner width=\u00a0\u00bb7\/12&Prime;][vc_column_text] Fonds d&rsquo;assurance (FARCO) [\/vc_column_text][\/vc_column_inner][vc_column_inner width=\u00a0\u00bb5\/12&Prime;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text] Qu&rsquo; est ce qu&rsquo;un fonds d&rsquo;assurance\u00a0? [\/vc_column_text][vc_row_inner][vc_column_inner width=\u00a0\u00bb1\/2&Prime;][vc_column_text] Le fonds d\u2019assurance de responsabilit\u00e9 civile obligatoire (ci-apr\u00e8s \u00ab\u00a0FARCO\u00a0\u00bb) est une garantie facultative consistant \u00e0 octroyer<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-13587","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/comments?post=13587"}],"version-history":[{"count":12,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13587\/revisions"}],"predecessor-version":[{"id":13764,"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/pages\/13587\/revisions\/13764"}],"wp:attachment":[{"href":"https:\/\/monmutualis.com\/index.php\/wp-json\/wp\/v2\/media?parent=13587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}